Terms and Conditions

Terms and Conditions

Effective Date: July 18, 2025

Welcome to RealTalk Academy. By accessing our website or enrolling in our courses, you agree to be bound by the following Terms and Conditions. Please read them carefully.

Acceptance of Terms

By using our website or services (including free and paid courses, workshops, downloads, and live sessions), you confirm that you:

  • Are at least 18 years of age

  • Have read, understood, and agreed to these Terms

  • Are legally capable of entering into a binding agreement

Course Enrollment & Access

  • Upon enrollment and payment (if applicable), you will receive access to the course materials either immediately or on the course start date.

  • Access to materials is non-transferable and limited to the individual who enrolled.

  • Courses include self-paced modules, live Zoom classes, bootcamps, and free resources depending on your selection.

Payment Terms

  • All course fees must be paid in full at the time of enrollment unless stated otherwise.

  • We accept major credit/debit cards and other secure payment methods.

  • All payments are non-refundable, except in specific cases defined in our Refund Policy (available on request).

Intellectual Property

All content on this website, including but not limited to:

  • Course materials

  • Videos, slides, and PDF resources

  • Logos, branding, and written content

…is the exclusive property of RealTalk Academy and protected by copyright and trademark laws.

You may not reproduce, distribute, or share course content without written permission.

User Responsibilities

As a user, you agree to:

  • Provide accurate and current personal information

  • Respect all course rules and instructions from instructors

  • Not share your login credentials with anyone

  • Not misuse live sessions or disrupt other learners’ experience

We reserve the right to suspend or terminate access for violation of these terms.

Certificates & Completion

Courses marked as “certification courses” may include assessments, live participation, or project submissions. Certificates are granted based on the successful fulfillment of course requirements.

Governing Law

These Terms and any disputes arising out of them are governed by the laws of the State of Maryland, United States, without regard to conflict of law principles.

Disclaimer of Guarantees

While we aim to provide high-quality training to enhance your career:

  • We do not guarantee job placement, income increase, or licensing outcomes.

  • Success depends on your effort, performance, and external market conditions.

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